Average Adjusters are experts in marine insurance and law, and may be appointed by any party in a marine claim or dispute. Irrespective of the identity of the instructing party, the Average Adjuster is bound to act in an impartial and independent way. By experience, the Average Adjusters are therefore problem-solvers and mediators. Our main area is issuing Statements of marine claims on fx. Hull & Machinery, General Average, P & I, Cargo, Loss of Hire and/or Earnings, apportionment of compensation of third party liability, apportionment of salvage awards and of funds of limited liability, and further to issue opinions on matters of maritime law or marine insurances, formulate marine insurance clauses and acting as arbitrators.